Explore our legal content, spanning diverse legal topics, court decisions, legislative changes, and expert analysis, as we bring you the pulse of the legal world in a succinct and informative format.
UM/UIM Coverage Safety Net
While most all States require drivers to carry auto insurance, a recent study conducted by the Insurance Research Council found 15% of drivers on the nation’s roadways were uninsured; another 18% were underinsured. That’s why having good auto insurance coverage, which in NH includes uninsured/underinsured (UM/UIM) coverage is so valuable. In essence, your auto insurance company stands in for the uninsured/underinsured at-fault driver to compensate you for the harm you’ve suffered. UM/UIM coverage in NH has to be reciprocal with...Read More
Small-Town America
Norman Rockwell, born February 3, 1894, was meant to be an artist. Before exiting his teenage years, he had already built quite a resume: first commission for a set of Christmas cards, age 16; children’s book illustrator, age 18; art editor for Boys’ Life magazine, age 19. The term “struggling artist” was foreign to Rockwell. Rockwell tried enlisting in the Navy in 1918 for WWI service. Tall and lanky, he was deemed underweight and was rejected. He “fattened up” on...Read More
No Need to Hurry a Settlement after an Accident
Insurance adjusters are often quick in pushing for a settlement in a car crash case. It saves the insurance company work, not to mention potentially a lot of money. It might seem tempting to the injured party, quick money, no real claims process or vetting. What could be the harm in that, just sign here and we’ll get you a check? Plenty. To get the compensation you may deserve, wait for a full investigation of your accident. Having all the...Read More
USED CARS – The Unseen Threat
After floods strike communities, most people rally and support each other. However, an unscrupulous few may seek to profit. Flood-damaged vehicles are frequently sent to auction or junkyards, where parts can be salvaged. Some people/businesses buy flood-damaged vehicles, dry them out, repair them, and then resell them. All of this can be done legally in most states. However, scammers essentially try to hide the damage, have no intention of properly repairing the cars, and sell them without noting their watery...Read More
PAIN and SUFFERING from a LEGAL STANDPOINT
“Pain and suffering” is a key component in many personal injury cases. There are two types: physical pain and suffering, and mental pain and suffering. Physical pain and suffering covers not only the ill physical effects that a claimant has suffered to date, but also what they are likely to endure in the future as a result of someone negligence. Mental pain and suffering is a result of the claimant’s physical injuries and the trauma of an accident. It can...Read More
PEDESTRIAN FATALITIES
According to Governors Highway Safety Association data, in 2024 there were over 7,100 pedestrian fatalities in the U.S., nearly 20 per day. That’s a staggering 48% increase from 2014 and seven times the rate of population growth over that span. There are multiple reasons for this disturbing trend. Distracted driving has become a huge problem over the past 15 years. One 2022 study found that the average driver spends about two minutes per hour interacting with people on their phones...Read More
PIECING THINGS TOGETHER
Eighteen-year-old Mary Shelley, born in 1797, penned the classic Frankenstein. A tale of horror with deep moral implications might seem heady for a teenager, but Shelley was intellectually gifted and likely influenced by her mother’s history and the significant medical/scientific developments of the time. In 1795, Shelley’s mother attempted suicide by jumping off a bridge in London. Just prior, she expressed in a letter her hope that she would not be “snatched from the death.” A valid concern, as in...Read More
When Decks Give Way
Decks are part of summer’s ambience — morning coffee, parties, barbecues. On occasion, however, decks collapse, leaving injuries and fatalities in their wake. Deck collapses might not be frequent, but they’re not rare either. According to the Consumer Product Safety Commission, in a recent four-year span, 2,900+ injuries were associated with collapses. The North American Deck and Railing Association notes that there are approximately 60 million decks in the U.S. — residential and commercial. Over 30 million are believed to...Read More
Crusing the Waterways
Going out on a boat is often thought of as a relaxing leisure-time activity. Most times it is … if the boat is marine safe, and operated by a competent Captain. Operator error is a common cause of boating accidents. Driving too fast in congested or turbulent waters makes a craft more difficult to control, decreases reaction time, and raises the risk of serious injury and drowning. Distracted driving is problematic, too. There are fewer boats out on the water...Read More