People are often surprised to find out that insurance adjusters and the companies they work for are not on your side. Make no mistake: insurance adjusters are well-trained employees who have one goal in mind – to limit the amount of compensation paid out for your claim (or to deny it altogether). And, they’ve got lots of tricks and tactics up their sleeves to achieve their goal, including:
- Trying to get you to give a recorded statement in the hopes that you will make a mistake in your recollection of the accident, omit key details or prior injuries or maybe even admit that somehow you are “sorry” for the crash and they will take that to mean that you believe you were partially at fault;
- Asking you to sign a medical release form, which gives them access to your entire life history of medical records. This isn’t done to make sure you get a fair settlement; instead, it’s done to find evidence of pre-existing injuries or other factors that can minimize your claim or lead to it being denied;
- Pressuring you to accept a lowball settlement offer within days of the accident. Again, the adjuster isn’t worried about you getting fair compensation to cover your medical bills or help to ensure your future financial security. He or she simply wants you to accept a low amount of money that will limit the insurance company’s payout;
- Trying to talk you out of hiring an attorney (which the adjuster knows will almost certainly lead to you receiving more compensation);
- Delay and drag their feet on your claim hoping that you might give up, accept a low offer or maybe even pass away.
And it is not just the other guy’s insurance adjuster that will try these tricks, your own insurance company adjuster may treat you no better in reimbursing you for your car damage, rental coverage, or even uninsured motorist benefits. We know all of the tricks insurance companies will use to gain an advantage over you. Call us to level the playing field.