PAIN and SUFFERING from a LEGAL STANDPOINT
“Pain and suffering” is a key component in many personal injury cases. There are two types: physical pain and suffering, and mental pain and suffering. Physical pain and suffering covers not only the ill physical effects that a claimant has suffered to date, but also what they are likely to endure in the future as a result of someone negligence. Mental pain and suffering is a result of the claimant’s physical injuries and the trauma of an accident. It can...Read More
A Crash with an Uninsured Driver
In a recent report from the Insurance Research Council found that 1 in 8 drivers in this country do not have auto insurance. If you are involved in a crash with the “1,” the ramifications can be substantial. Under NH law, even if the at-fault-driver has no insurance, your auto insurance will reimburse you for out-of-pocket medical bills, up to the Medical Payments (MedPay) portion of your policy, with typical limits of $1K, $5K, or $10K. In addition, all NH...Read More