No Need to Hurry a Settlement after an Accident

Insurance adjusters are often quick in pushing for a settlement in a car crash case. It saves the insurance company work, not to mention potentially a lot of money. It might seem tempting to the injured party, quick money, no real claims process or vetting.  What could be the harm in that, just sign here and we’ll get you a check?

Plenty.

To get the compensation you may deserve, wait for a full investigation of your accident. Having all the facts at your disposal is always beneficial. In addition, some injuries aren’t apparent just days after an accident; some might only appear weeks or even months later.  If you jump on a quick settlement opportunity, you’re likely to get the less than your case is worth. That’s what the insurance companies are banking on.   When the other party’s insurance adjuster calls, make it clear that you will not be talking about how the accident happened, your injuries, or a settlement amount, and that you don’t want any further calls on these issues, you will call them back when you are ready. Many adjusters are skilled at eliciting comments that can call into question your injuries or finesse what amounts to an admission of some fault on your part.

Any you are not signing any forms or releases so the adjuster can get  your medical reports, most releases they generate are open-ended on time frame so you could have just allowed them to get your medical reports since birth.

You may need to field a phone call from an adjuster concerning car repairs. But do it at your convenience and strictly to discuss auto damage repairs, and temporary rental.

Contact an auto accident attorney to guide you through the claims process and protect your rights.